Please read the following terms carefully before proceeding further:

This website (“Site”) is presented to you by V R Wealth Advisors Pvt Ltd, a registered investment advisor having registration number: INA000000383, valid from 03/12/2013 till 02/12/2018, with the Securities and Exchange Board of India (hereinafter referred to as “VRWA”), for dissemination of information regarding services provided by VRWA. By visiting this Site or downloading any content from this Site, you agree to abide by the terms and conditions (as may be amended, modified or supplemented from time to time) as set forth herein.

This Site may contain data, articles, analyses, and forecasts etc. which are meant for general information and non-commercial purposes only.

Terms and conditions provided herein are subject to change at any time without notice, at the discretion of VRWA. VRWA reserves the right to change, suspend, or discontinue any aspect of this Site at any time, including the availability of any Site feature, database, or content. Your continued usage of this Site following the posting of any change shall constitute acceptance of those changes on your part. Therefore, it is suggested that you review terms/features, database, contents, provided on the Site periodically for changes.

The information contained on this Site represents a view (if any) as of the date of the post and is subject to change and/ or withdrawal at any time without notice. The contents of this Site shall not be construed as an offer or a solicitation of an offer to invest in or buy or sell securities or instruments or to participate in any trading strategy or to make any investment. VRWA is under no obligation to update the information to reflect changes after the publication date. Although the information and statistics included in this Site are not guaranteed including in respect of accuracy, they have been obtained from reliable sources. Any performance data quoted represents past performance. Investment return and principal value of an investment may fluctuate and therefore an investor’s shares or units of mutual funds, when redeemed, may be worth more or less than the principal invested. Past performance is no guarantee of future results. Economic factors, market conditions, and investment strategies will affect the performance of any portfolio /investment and there are no assurances that it will match or outperform any particular benchmark. Where investments involve currency exposure, changes in rates of exchange may cause the value of the investment to go up or down. The use of the information provided on this Site is at the user’s risk.

Information on this Site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from VRWA.

Use of links (“Hyperlinks”) to or from other internet sites may be included at times for the convenience of users. VRWA assumes no responsibility for the content of any linked site. The fact that such links may exist does not indicate approval or endorsement of any material contained on any linked site.

Any subsequent, direct communication with any prospective client shall be deemed to be valid communication on behalf of VRWA only if conducted by an authorized representative of VRWA.

Special feature in the form of limited access/ usage is available for this Site on subscription basis. Upon subscription, clients (“Limited Access Clients”) have the option to access through a personalized user account with a secure login id and password. Materials/information provided to such Limited Access Clients shall be solely for the use and benefit of such clients. Limited Access Clients shall ensure that accounts or any material received in pursuance thereof is not transferred in any manner whatsoever.

Contents of the Site are specific to Indian Laws and Regulations. VRWA shall not be liable for any content on the Site that may be violative of any other law or regulation pertaining to any other jurisdiction.

Downloading any content from this Site is done at one’s own risk, and VRWA shall not be responsible for any damage to any computer system or loss of data that results from the download of any material.

The contents of this Site are the proprietary property of VRWA. You shall not publish, copy, or otherwise reproduce any content for public/commercial use and/or distribution. Any attempt to reproduce or commercially distribute any part of the contents of this Site without the expressed written permission of VRWA is strictly prohibited. Nothing on this website shall be construed as granting by implication, estoppel, or otherwise, any license or right to use the trademark displayed on this Site without the express written permission of VRWA. You acknowledge that any inappropriate use of this Site or the non-adherence of any of the terms given herein may result in you being blocked from accessing the Site.

Information provided by you through this Site is used for business purposes only in order to service your needs as a client. VRWA may use “cookie” or related technology in order to track usage of the Site, and in order to improve our service to you. Personal information that is submitted to this Site may be collected, processed, stored, disclosed and disposed of in accordance with applicable Indian laws and our internal policies. If you are a non-India user, you acknowledge and agree that VRWA may collect and use your information and disclose it to other entities outside your resident jurisdiction and such information may be stored on servers located outside your resident jurisdiction. The degree of data protection under Indian laws may not be comparable to that provided in other countries. By providing us with your information, you acknowledge that you consent to the transfer of such information outside your resident jurisdiction.

Any claim/dispute arising in connection with these terms and conditions or use of this Site shall be governed by and construed in accordance with the law of India and shall be subject to the exclusive jurisdiction of the courts at Mumbai only.